Category: Article writing

Compose a 1250 words assignment on california pension crisis: whos to blame. Needs to be plagiarism free! Several recent studies had estimated California’s unfunded pension debt at a staggering $500 billion and counting. The Sacramental Bee as late as November 10, 2010, quoting a Stanford study, put the debt for the states three pension systems at over $400 billion and local government pension systems at nearly $200 billion short. (Stanford Report says… par 1). Article Writing Homework Help.
At the heart of the crisis is Legislatures 1999 decision to increase tax-guaranteed pensions for public safety workers and other public employees. Localities followed the state and gave nearly all public safety workers the right to retire at fifty, with ninety percent of their salaries. “The attitude was, Hey, we have a ton of money, let us give it away…’ There were a lot of deep thinkers there” (Saavedra and Joseph par 5). As is often the case, the state was in the economic“bubble” mindset of the rest of the country, and its behavior was very similar.
Calling for pension reform, Governor Arnold Schwarzenegger described the crux of the problem, charging that the pension debt had been understated to taxpayers and that the underfunded programs were “…

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Write 2 pages with APA style on Money & Banking. Kindleberger and the Minsky Model Back in 1977, Charles Kindleberger introduced the Minsky-inspired model in his analysis of the financial crises in Western Europe and North America. Hyman Minsky’s work argues that these crises are caused by disruptions that includes but are not limited to wars, natural disasters or bounties, and political turmoil. These events cause a displacement of the macroeconomic system and change the economic outlook of the stakeholders in the financial sector. This can result to the depletion of capital in some sector and overvaluation on some as investments are realigned. It is in these circumstances wherein the so-called boom emerges. This boom in the financial sector as most crises have demonstrated is typified by a fragility that made much worse by credit and speculation.Article Writing Homework Help.  According to Kindleberger, this leads to a series of events such as how price increases leads to a rush for investment as profit opportunities loom large. This is an event that feeds upon itself: the opportunities that promise profit would bring in a new wave of investors and that the positive feedback that is perceived in the process and the outpour of investment increases further profit, which then encourages further investments. He then explained how this leads to what Minsky called as euphoria and when the speculation variable is thrown in, it finally results in overtrading, which aggravate the fragility of the situation. As speculation and overtrading bring in more investors, the probability of crashes increases as speculation for profit drives the ‘manias’ or ‘bubbles’.” During the feverish economic activity driven by speculative boom, a point is identified to emerge wherein prices start to level and uncertainty start to creep in. This situation, in Kindleberger’s theory creates a period of financial distress, which finally launches a steady downward spiral: There is an inevitable burst as the market started the race to withdraw. In the event of a rush to liquidate, the bubble bursts and further panic ensues. The problem will reach crisis proportions as financial institutions fail, prices decline and the number of bankruptcies spike. This stage, according to Kindleberger, is called revulsion when panic finally seizes the economic system, which is aggravated by liquidity, which, though orderly at times, can actually degenerate and spin out of control, feeding the panic further in the process. The Kindleberger’s revulsion of concept is more popularly known in the nineteenth century as “discredit.” Article Writing Homework Help.

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There are other variables that contribute to financial crises. This is highlighted in the dynamics of the relationship between hedge, speculation and the ponzi scheme. These variables are crucial factors that indicate a series of events that finally ends in a financial crisis. According to the Minsky model, in fragile financial situation, hedge finance gradually transforms into speculative finance. This happens as receipts no longer balance the payments. The system would, finally, give way to ponzi finance as cycles of borrowings ensue. This chain of events increases the financial volatility and the probability of households defaulting on their loans. The historical approach by which Kindleberger explained the financial crises also highlighted the adverse effects of failing to heed the lessons of history. The financial reforms being undertaken today is a move towards the right direction as these are mostly based on previous experiences. This is also demonstrated in the importance given to saving institutions especially in times of crises. As Kindleberger believed that the fate of an economic system relies on the viability of its firms.
All in all, the origins of financial crises are diverse. This is the reason why it has many forms. A commonality, however, is the latency of the financial volatility and while the financial sector may not be entirely unstable, crises could escalate fast. In order to avoid them or address them, there is a need to turn to previous experiences. This is highlighted by how the Minsky model underscored the limitation of the supply and demand analysis of the financial cycle. It cannot account for numerous variables such as shocks and distress in explaining price movements, for instance. Article Writing Homework Help.

I need some assistance with these assignment. the significance of school uniforms Thank you in advance for the help!
School uniforms are not only beneficial to students but also to the parents. Civilian clothing items are subject to constant fashion changes and variations. In this society, which is struggling with numerous economic challenges such as scarcity of jobs and a high cost of living, parents can afford to embrace any measure that can reduce pressure on their limited income. One of such measures is to make it mandatory for students to wear school uniforms as they are not subject to fashion changes. In this context, parents will not have to dig deeper into their pockets to buy their children new clothes so that they can compete with their fellow schoolmates on the ground of who is wearing what and whether it is outdated or not. Furthermore, schools are not venues for fashion and beauty contests. They are institutions of learning and therefore, any distraction from the main goal, academic excellence, should be eliminated at the earliest time possible. This way, students will concentrate in classes unlike when they would have to keep on admiring other people’ s clothes while teaching is in progress (Hamilton 46).&nbsp. Article Writing Homework Help.

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Discipline is an important virtue, which must be upheld in all academic institutions. To achieve this, everything possible must be done in order to facilitate and make it easier for the stakeholders in the education sector to monitor the behavior of students while in and out of school. As it may be noted, students wearing civilian clothes are difficult to identify and differentiate from other citizens and this may facilitate them with the liberty of sneaking in and out of school without necessarily being noticed (Field 49). It may come as a surprise to the parents that it is possible for their children to leave home for school but end up on the streets where they get involved in criminal activities such as drug trafficking and abuse as well as other practices such as mugging unsuspecting residents, only to come home in the evening without raising suspicion. School uniforms, therefore, are vital in promoting class attendance as those who may decide otherwise would be easy to note. Article Writing Homework Help.

Need help with my writing homework on Role of Language in Different Areas of Knowledge. Write a 1250 word paper answering; It is essentially a common sense of usage to say that language is a method of verbal or written communication between two parties. It would be beyond the scope of this project to consider communications between animals or between animals and humans to be a part of the language itself but communications between humans who speak the same language are certainly under discussion here. Moreover, it would be impossible to discuss the peculiarities of one or more languages with regard to how the speakers of that language acquire knowledge but it is possible to discuss both in general terms. Article Writing Homework Help.

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Therefore, as recommended by Chomsky (1997), while dealing with language in the context of knowledge, it is important to consider language as an internalized mechanism for obtaining knowledge. In and of itself, the definition of language given by the American Linguist Leonard Bloomfield is quite acceptable to Chomsky (1997, Pg. 7) since Bloomfield defines language as, “the totality of utterances than can be made in a speech community”. Chomsky is less appreciative of the definition of language given by Quine who calls language, “a complex of present dispositions to verbal behavior (Chomsky, 1997, Pg. 12)”. The simpler definition becomes more relevant when we consider how complex the definition of knowledge can be.
When it comes to knowledge, Chomsky divides knowledge into two branches with regard to the importance of language in each. The first branch is called “knowledge-how” and the second branch is “knowledge-that”. ‘Knowledge how’ has to do with the way things work and way processes known to us take place in the world around us. ‘Knowledge that’ connects deeply with events that take place around us and both these branches of knowledge combine to give us the ability to take part in as active members of society.
As discussed by Chomsky (1997) language is fundamental to&nbsp. both forms of knowledge since, without language, ideas would not find their expression in either branch. Article Writing Homework Help.

Hi, need to submit a 1750 words paper on the topic Environmental Sustainability in the Teak Plantation Industry. The benefits of the tea plantation industry can be achieved in optimum conditions. In this case, Indonesia based on its location and climate can be considered as a suitable and one of the most favorable places to establish the said industry. Indonesia is a beautiful tropical country with the capability to allow a huge variety of plant species. This can be attributed to the sufficient amount of rainfall and sunlight that the region is receiving. The high moisture level is also another contributing factor. Due to the said environmental components, Indonesia had been the home of numerous endemic plant species and even the types that had been brought from other countries and regions around the world.

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Based on the benefits of the teak plantation industry and the chance to undertake this in Indonesia, our family is included in the people who established the business. With the initiative of my father Hartono Sarwono, a feasibility study had been done and the process had been carefully planned. Article Writing Homework Help.
There are different issues, though that can be considered to affect the operation of a teak plantation in the country. Included in the issues considered as plagues in the country are government corruption, the action of Muslim extremists,s and poverty. These factors took a toll on the environment because of the neglect of the authorities. In addition, forest fires also often occur largely due to man-made activities.
Land in Jakarta is expensive because it is the capital of Indonesia. It is the main spot for transacting business and economic development. It is the area where most rich entrepreneurs and investors reside while having agricultural business operations in the rural areas outside Jakarta.
The rural areas are comparatively different standard of living as that of cities like Jakarta. This can be observed in the different technologies and infrastructure in the said rural areas. Most villages only have paved roads limited to main routes. Specific areas can only be reached by specialized vehicles adapted to the terrain such as 4-wheel drive vehicles. But such luxury cannot be achieved by local people with an average wage of $70 per month. In terms of education, most of the people only finished primary school while a limited number luckily graduated in high school. Article Writing Homework Help.

Provide a 6 pages analysis while answering the following question: The Origin of the Moon. Prepare this assignment according to the guidelines found in the APA Style Guide. An abstract is required. Today, people more or less look upon the moon as ‘eye candy’ and pay little attention to its cycles. This was not the case for our ancestors who carefully monitored its movements. Several calendars of ancient civilizations were based on the cycles of the moon and some are currently such as the Islamic calendar. The date of the Chinese New Year is set by the cycle of the moon. The Sun was used by man until relatively recently to measure short intervals of time but the moon was judged more reliable for long-time measurements. Article Writing Homework Help. What is commonly known as a month is based on the 29-day cycle of the moon. The term ‘month’ is derived from the term ‘month.’ “Without the moon’s cycle we might have ended up with a very different way of keeping track of time, and we most probably would have called it something other than a month” (Miles & Peters, 2001). The Christian celebration of Easter is calculated by determining the first Sunday following the first occurrence of a ‘full’ moon subsequent to the beginning of the Spring Equinox. The reason for this is that Christians had traditionally used the light of the ‘full’ moon to aid in their pilgrimage to their holy lands for Easter.

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Though the moon is the closest object to Earth and has been explored by man, questions remain regarding its exact origins and whether or not life ever existed on or within it or if it could sustain life. It was discovered more than a century ago that the moon’s density is less than Earth’s. Galileo noticed craters on the moon’s surface through the use of the telescope in the 1600s. Currently, more is known about the moon than any other celestial body, the knowledge that was inconceivable until recent times (Hamilton, 2005). Prior to the common use of telescopes, when the moon was viewed unaided, all that could be discerned were two distinct kinds of topography, dark and bright areas configured in a way that produced the illusion of the ‘Man in the Moon. Article Writing Homework Help.

I need some assistance with these assignment. raging grannies Thank you in advance for the help! They organize peaceful protests and sing their political messages in places such as shopping malls, city halls, armed forces recruiting centers where they stage anti-globalization demonstrations. Furthermore, they have perfected the art of humor to draw the attention of the public and authorities to various issues that afflict the society (Sawchuk, 2013). Evidently, these women are feminists that use the satirical protest to advance their mission of social justice. In this regard, this paper explores the major strategies that raging grannies employ in fulfilling their mission.
Raging grannies insist that they do not entertain the public with their humor but actually seek to advance various interventions regarding the issues in question. Incidentally, they have a powerful mission that reads:

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The voices of raging grannies transcend the borders of North America. Moreover, they have a powerful determination to rally the world towards embracing the best practices in order to mend the broken social fabric. In this regard, they have spread to other countries. They usually dress up in clothes that betray the stereotypes of older women. Thus, they have had a long history of attention from journalists. Article Writing Homework Help.
Raging grannies first came i nto focus in Victoria, BC in 1987 (Caissie, 2011, 126-142). Evidently, they had registered various frustrations regarding societal ills such as sexism and ageism that existed in the society. Incidentally, past traditional modes of protesting did not bear any fruit. Thus, these women decided to exploit various forms of protesting to raise the attention to the issues that were of great concern. Consequently, they gathered on Valentine’s Day and presented an oversized card to the chairman of the federal defense committee (Sawchuck, 2009).  This presentation was in protest of the nuclear policies in Canada. Article Writing Homework Help.

Write 5 pages with APA style on Socialization Process. I am working at LEVEL since two years ago and I enjoy being here simply because of the atmosphere and the wide space which drowns conversations allowing me a quick browse of my books unnoticed and undisturbed before the opening time.
LEVEL is run personally by the owners, which are a couple, helped by four other managers who work on shifts since LEVEL is open from Mondays to Sundays. These managers divide the responsibility with one managing the kitchen while the other runs the bar in a typical day of operation. People employed are close to 50 performing various tasks and responsibilities taking the positions of servers, bartenders, cleaners, cashiers and cooks. Article Writing Homework Help.

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I am one of the servers who must tend to an average of 100 customers per day. We report to the server supervisor which in turn report to the bar manager. This is roughly the same setup with regards to the bartenders only that for those in the kitchen, where there are no complex tasks, the helpers, cleaners and cooks report directly to the kitchen manager. All employees are required to fill-up a work ticket at the end of each working day for the managers to evaluate. That is because employees are given the leeway to make decisions on their own as they perform their responsibilities. The managers then report to the owners twice a month, with recommendations and other inputs culled from the workers about the needs and affairs of the bar that needs to be addressed.
Considering the number of employees and the physical space of the bar, there is an ample opportunity for socialization process to take place. I’d like to refer to how Novak defined a strong organizational culture to describe the socialization process at LEVEL. According to Novak, there are three aspects that define the strength of an organization: choice phase, introduction stage and encounter phase.1
The choice phase refers to the selection of employees – the kind of people accepted and the process by which they are accepted.&nbsp. Article Writing Homework Help.

Write a 2 pages paper on cognitive development: information processing. How important is “rote/drill” in teaching? How important is discovery -based teaching/learning important over direct teaching?
Rote/drill in teaching is simply defined as making the students to memorize the information by mere repetition. Most of the teachers in the today’s world employ this technique without even realizing the fact that they indeed are employing this technique. The biggest examples of rote learning are the alphabets, mathematical tables and statistical formulas. Rote/drill way of teaching indeed plays an important role in the today’s learning climate. It is the most easiest and efficient way to instill knowledge in students. It forms a solid foundation and base within students on which one can build intellectual superstructures. There is no way to learn arithmetic facts other than rote learning. It is also important in learning to read, for example helps read an alphabetic writing system to produce a phonetic reflex. Most of the time, rote/drill learning is used by teachers to make students learn difficult poems, drama scripts, music lyrics and symbols. Thus, it may be considered as an ancient technique, it is still prevalent in the today’s education system (Blumenfeld 34). Article Writing homework help.
Discovery learning. an instructional and student driven model, provides an active and hands-on learning opportunity for students as compared to direct learning. teacher based, doesn’t involves students to a larger extent and is already formulated according to the teacher’s will. On the other hand, in discover learning, the students take on an active role to create, generate and integrate knowledge. This type of learning further aids students to learn at their own pace. Thirdly, students are made to learn new knowledge by affiliating scenarios with their past experiences ( Castronova 2).
2. What are the common learning disabilities that you find in your classrooms? Do you think culture has a role in terms of identifying and labeling disabilities?

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Every now and then, we hear about students suffering from learning problems/disabilities in their respective classrooms. Some of the common learning disabilities are as follows. Dyslexia is defined as difficulty in reading, dyscalculia relates to difficulty with doing math’s, dysgraphia is recognized as students facing difficulty with writing, dyspraxia relates to difficulty with fine motor skills of students, aphasia is known as difficulty with language, auditory processing disorder is defined as problems in hearing differences between sounds and visual processing disorder relates to difficulty in interpreting visual information. All these are some of the renowned learning disabilities students’ face in their classrooms (Kemp, Smith and Segal 4).
Culture indeed has an effective role in terms of identifying and labeling disabilities. It greatly depends upon the society’s culture how they view different kinds of disabilities. They are various stereotype societies whose culture consider LD students as stupid and retard which actually is not the case. The society’s culture should inculcate “cure and relief” for all the people having disabilities rather than treating them as mentally retarded students. Culture can make or break students having learning disabilities so it should play a positive role instead of de-motivating such students (Bakken, Obiakor and Rotatori 50). Article Writing homework help.
Works Cited Page
Bakken, J. P., Obiakor, F. E., and Rotator, A. F. “Learning Disabilities: Identification, Assessment and Instruction of Students with LD.” Emerald Group Publishing. 2013: 1-185. Web. 31ST March, 2014.
Blumenfeld, S. “The importance of Rote Learning.” Homeschool World. 2000: 34. Web. 31ST March, 2014.
Castronova, J. A. “Discovery Learning for the 21st Century: What is it and how does it compare to traditional learning in effectiveness in the 21st Century.” Voltasta.edu. 2014: 1-40. Web. 31ST March, 2014.
Kemp, G., Smith, M. and Segal, J. “Learning Disabilities in Childern.” Helpguide. 2012: 1-7. Web. 31ST March, 2014. Article Writing homework help.